Close-up of an equestrian saddle with rich brown leather and detailed stitching, paired with beige riding breeches.

Guidance & Lender Recommendations

  1. Exclusive Listings
  2. About Us
Buyer Brokerage

Financing, Lenders & Pre-Approval Guidance

  • Updated February 16, 2025

Finding Homes & Farms for Buyer Clients
Buyer Financing

Navigating the home-buying process is complex, but with the right guidance, it can be a seamless experience. Your first step before looking at property is to speak with a lender to find out how much you can afford to spend.

Our services are designed to support you every step of the way, from selecting an appropriate lender for the type of property you plan to purchase to securing pre-approval and finalizing financing. Not every lender is able to lend on every type of property. We connect you with reputable lenders tailored to your property needs, ensuring you’re well-prepared and confident throughout the journey. With our expertise, the entire purchase process becomes smoother and more successful, giving you peace of mind as you make one of life’s most significant investments.

Email or Call 434-981-4149

Grey Horse

Financing

Financing and strong relationships with lenders are crucial when purchasing a home. When we submit a contract for purchase a pre-approval letter or proof of funds is required to accompany the offer to the seller.

  • Lenders & Pre-approval We can provide you with a list of lenders who can pre-approve you for the price range you can qualify for so that you don't fall in love with a property that you can not afford.
  • Bridge Loans If you have a home currently for sale, discuss with your lender if a Bridge Loan is a good option for you so you can buy before you sell. This will make your offer stronger in a competitive market.
  • Proof of Funds
  • If you're paying in cash, you'll need to provide proof of funds. This document verifies that you have the necessary funds available to complete the purchase.

    • The Power of Specialization
    Our Websites Dominate The Market

    Equestrian woman in a white shirt and khaki pants walking a chestnut horse with a white blaze, set against the backdrop of a red stable on a sunny day.

    Horse Farms

    CharlottesvileEquestrianProperties.com is your dedicated resource for horse farms and equestrian properties in Charlottesville and Central Virginia. We're passionate about connecting riders and equine enthusiasts with their dream properties, featuring an exclusive selection of homes, farms, and estates tailored for the equestrian lifestyle, complete with barns, riding arenas, and more.

    Aerial view of a charming historic home with a green metal roof, landscaped gardens, mature trees, and a detached round-roofed structure. The fenced pasture suggests a perfect country or equestrian setting.

    Virginia Historic Homes

    VirginiaHistoricEstates.com is your gateway to historic homes and estates in Charlottesville and Central Virginia. Our expertise lies in connecting discerning buyers with properties built prior to 1940, as well as unique artist retreats that capture the region's artistic spirit. Delve into our detailed listings and immerse yourself in the rich history of Central Virginia.

    A stunning brick estate surrounded by lush greenery and blossoming trees, featuring a manicured lawn, a black wooden fence, and a backdrop of rolling hills under a vibrant blue sky with scattered clouds.

    Farms & Country Homes

    CharlottesvilleCountryEstates.com is your dedicated gateway to the area's finest farms and estates. As the region's original niche property website, we bring unparalleled expertise to showcasing unique rural estates, private retreats, and productive farmland. Trust the proven leader in connecting you with exceptional country properties.